The Motor Zone - Serving South Jersey's Used Car Needs
The Motor Zone Call 856-262-9500

Gloucester County · ZIP 08096

The Deptford Township, NJ
Auto Loan Specialists

Bad credit, no credit, bankruptcy, or prior repossession — The Motor Zone has a financing path for Deptford Township residents at every credit level. We start with bank financing and back it up with BHPH.

About Deptford Township, Gloucester County

Deptford Township is Gloucester County's third most-populous municipality, with nearly 32,000 residents.

The township is home to the Deptford Mall — one of South Jersey's major regional shopping centers along Almonesson Road.

Deptford Township was originally settled in 1695 and is one of the oldest townships in Gloucester County.

The township borders Camden County and is well connected via Route 45, Route 41, and I-295.

Directions from Deptford Township

From Deptford Township, take Route 45 north to Route 30 east into Stratford, or take I-295 north to Route 30 east.

The Motor Zone

1010 N White Horse Pike

Stratford, NJ 08084

Mon–Sat · 9 AM – 9 PM

Call 856-262-9500

Our Financing Promise to Deptford Township Buyers

? Bank Financing — Always First

We always try to place Deptford Township buyers with a subprime bank lender before turning to BHPH. Bank loans have lower interest rates, fixed terms, and report your on-time payments to Equifax, Experian, and TransUnion — actively rebuilding your credit every month.

? Buy Here Pay Here — Our Safety Net

When bank financing is not an option, we finance Deptford Township buyers ourselves. No bank needed. Approval is based on your income and a down payment starting at $995. We can often schedule payments weekly or bi-weekly to fit your pay cycle.

? Credit Rebuilding

Every on-time payment on a bank-financed loan from The Motor Zone is reported monthly to all three major credit bureaus. After 12–24 months of consistent payments, many Deptford Township buyers see meaningful improvements in their credit scores.

? Trade-Ins Welcome

Bring your current vehicle from Deptford Township and we will give you a fair on-the-spot offer. Your trade-in value applies directly toward your down payment, reducing the cash you need to bring to the table. Visit themotorzoneinc.com/sell-your-auto.

Deptford Township Auto Loan Questions Answered

Yes — The Motor Zone is about 13 miles from Deptford Township and we serve all of Gloucester County. Subprime bank financing and buy here pay here are both available for buyers with bad credit, no credit, bankruptcy, and repos. Apply at themotorzoneinc.com/applications or call 856-262-9500.
Yes — bank financing is always our first priority. We work with multiple subprime lenders and submit your application simultaneously to find the best approval. Bank loans report to all three credit bureaus and typically offer better rates than in-house financing.
Take Route 45 north to Route 30 east into Stratford, or take I-295 north to Route 30 east. The Motor Zone is at 1010 N White Horse Pike — about 13 miles from Deptford Township. Open Mon–Sat, 9 AM–9 PM.
BHPH means The Motor Zone finances you directly with no bank involved. Approval is based on current income and down payment. We use it as a backup when bank financing is not achievable, and it is a great option for Deptford Township buyers who have been turned away elsewhere. Down payments start at $995.
Yes — repossession is a challenge, not a dealbreaker. Our subprime lender network evaluates your current income and stability. And our in-house BHPH program provides an immediate path to a vehicle when bank financing is not yet available.
A valid photo ID, proof of income, proof of NJ address, personal references, and a down payment of $995 minimum. Pre-apply at themotorzoneinc.com/applications to speed up your visit.
Yes — bring your vehicle to our Stratford lot for a fair on-the-spot offer. Trade-in value applies directly toward your down payment. Learn more at themotorzoneinc.com/sell-your-auto.
Yes — bank and subprime loans from our lender partners report monthly to Equifax, Experian, and TransUnion. Consistent on-time payments build positive credit history and can raise your score meaningfully over 12–24 months.

Deptford Township Drivers — Apply Today

Online application takes less than 5 minutes. No obligation. Free.

Apply Free Online See Service Area

1010 N White Horse Pike · Stratford, NJ 08084 · 856-262-9500 · Mon–Sat 9AM–9PM